The factors of risk are elements that affect the influence of an expected result, or activities in economics, and are the basics that shape its Essence and dimension. In such understanding as factors of risk we have to take into account danger and hazard. Danger is defined as ‘causes of loss’, whereas hazard as ‘conditions in which the danger is realized’. 
In case of risk analysis, in the context of a company the factors of risk can be classified into two groups: ‘Factors Decreasing Risk’ and ‘Factors Increasing Risk’.
In the first group we can distinguish the following:
- an increase in national income- an increase in export
- an increase in industrial production
- an increase in prices of energy carriers
- a decrease of inflation
- a decrease in taxes and development of investments relief
The second group includes:
- a decrease in national income
- a decrease in export
- a decrease in industrial production
- an increase in social spending
- unstable economic situation
- an increase in inflation and unemployment rate.
- an increase in tax burdens.
Many of the above factors can be expressed in numbers, or assigned a definitive dollar amount, nevertheless many of them have qualitative nature. The methods to calculate those elements will be presented in the following paper.
 Por. Waldemar Tarczyński, Magdalena Mojsiewicz, Zarządzanie ryzykiem, PWE, Warszawa 2001r.,p. 24